- Best for
- People who want budgeting, forecasting and planning tools in one subscription
- Price
- Paid · from $12.99/month
- Platforms
- Web, iOS, Android, Mac
- Made by
- Blend Financial Inc. (Origin Financial), San Francisco, USA
- App store ratings
- iOS 4.6★ (3.9K) · Android 4.3★ (744)
What it is
Origin tracks spending, budgets, subscriptions and net worth across your accounts, and its AI Financial Advisor answers questions grounded in your own data and suggests budgets. It also bundles forecasting, estate planning, couples sharing and optional advice from human CFP professionals in one subscription.
What the AI does
- AI Financial Advisor that answers questions about your money
- AI-built budgets based on your habits
- Spending insights and real-time alerts
- Forecasts for big life events
Pros and cons
- Broadest platform support here, including a Mac app
- Couples plan included
- Lots of planning tools beyond budgeting
- Also sells investing and advisory products, so expect upsells
- Far fewer app-store reviews than the leaders
- AI is mostly informational rather than taking actions
How it scores
Money insight quality7.5
Ease of use7.5
Features8
Value for money7.5
Platforms10
A feature-packed bundle on every platform. A smaller user base and a busier, upsell-heavy app keep it behind the leaders.
Feature checklist · 6 of 9
- ✓Ask an AI assistant questions about your money (yes)
- –Sorts transactions into categories automatically (no)
- ✓Links to bank and card accounts automatically (yes)
- ✓Finds and tracks subscriptions and recurring bills (yes)
- –Cancels subscriptions or negotiates bills for you (no)
- ✓Shared budgets for partners or households (yes)
- ✓Tracks net worth and investment balances (yes)
- ✓Works on the web as well as on your phone (yes)
- –Free plan available (no)
How we score apps →
Alternatives
See all Origin alternatives, ranked →
- Monarch 8.4/10Couples and households who want one shared, detailed view of their money
- Rocket Money 8.2/10People who want an assistant that actually cuts recurring costs, not just reports them
- Copilot Money 8.1/10iPhone and Mac users who want the most polished budgeting app
- Quicken Simplifi 7.8/10Budget-conscious users in the US or Canada who want AI help at a low price
Monarch vs OriginRocket Money vs OriginCopilot Money vs Origin
Sources