Quicken Simplifi review
7.8/10★★★★★Low-cost budgeting app with Quicken Assist, an AI chat that can update your plan
- Best for
- Budget-conscious users in the US or Canada who want AI help at a low price
- Price
- Paid · from $3.99/month
- Platforms
- Web, iOS, Android
- Made by
- Quicken Inc.
- App store ratings
- iOS 4.5★ (11.8K) · Android 4.6★ (5K)
What it is
Simplifi builds a spending plan from your linked accounts and tracks bills, savings goals and investments. Quicken Assist, an AI chat still in beta, uses your own data to explain spending, run what-if scenarios and plan debt payoff, and can recategorise transactions or update goals after you approve each change.
Latest: Quicken raised Simplifi's monthly price to $6.99 in May 2026.
What the AI does
- Quicken Assist chat grounded in your own data (beta)
- What-if scenarios and debt payoff planning
- Recategorises transactions and updates goals with your approval
- Subscription and spending-pattern reviews
Pros and cons
- Cheapest paid plan here on annual billing
- AI asks for approval before every change
- Web, iPhone and Android apps
- Quicken Assist is still in beta
- Only works in the US and Canada
- Fewer ratings than the biggest rivals
How it scores
Strong value and a careful AI assistant, held back by its beta status and North America-only availability.
Feature checklist · 4 of 9
- Ask an AI assistant questions about your money (yes)
- Sorts transactions into categories automatically (no)
- Links to bank and card accounts automatically (no)
- Finds and tracks subscriptions and recurring bills (yes)
- Cancels subscriptions or negotiates bills for you (no)
- Shared budgets for partners or households (no)
- Tracks net worth and investment balances (yes)
- Works on the web as well as on your phone (yes)
- Free plan available (no)
Alternatives
See all Quicken Simplifi alternatives, ranked →
- Monarch 8.4/10Couples and households who want one shared, detailed view of their money
- Rocket Money 8.2/10People who want an assistant that actually cuts recurring costs, not just reports them
- Copilot Money 8.1/10iPhone and Mac users who want the most polished budgeting app
- Origin 7.9/10People who want budgeting, forecasting and planning tools in one subscription