Snoop review
7.0/10★★★★★Free UK money app with daily personalised savings tips and bill warnings
- Best for
- UK users who want free nudges to cut bills and subscriptions
- Price
- Freemium · from £4.99/month
Free: Spending tracking, budgets, bill tracking and daily savings suggestions - Platforms
- iOS, Android
- Made by
- Usnoop Limited (Vanquis Banking Group)
- App store ratings
- iOS 4.6★ (7.3K) · Android 4.4★ (5.1K)
What it is
Snoop links your UK bank accounts and cards, tracks spending and bills, and creates a personalised set of money-saving suggestions every day. It can warn you if your balance might not cover upcoming bills, and finds subscriptions you can cancel.
What the AI does
- Daily personalised money-saving suggestions
- Warnings when bills may not be covered
- Automatic spending categorisation
- Subscription discovery
Pros and cons
- Generous free plan
- Bill-cover warnings are genuinely useful
- Owned by an established UK bank group
- UK only
- No AI chat; suggestions are automated rather than conversational
- Prices differ between the App Store and website
How it scores
Good free value for UK users, but its smart suggestions are basic next to apps with true AI assistants.
Feature checklist · 4 of 9
- Ask an AI assistant questions about your money (no)
- Sorts transactions into categories automatically (no)
- Links to bank and card accounts automatically (yes)
- Finds and tracks subscriptions and recurring bills (yes)
- Cancels subscriptions or negotiates bills for you (no)
- Shared budgets for partners or households (no)
- Tracks net worth and investment balances (yes)
- Works on the web as well as on your phone (no)
- Free plan available (yes)
Alternatives
See all Snoop alternatives, ranked →
- Monarch 8.4/10Couples and households who want one shared, detailed view of their money
- Rocket Money 8.2/10People who want an assistant that actually cuts recurring costs, not just reports them
- Copilot Money 8.1/10iPhone and Mac users who want the most polished budgeting app
- Origin 7.9/10People who want budgeting, forecasting and planning tools in one subscription