Albert review
6.5/10★★★★★Budgeting and banking super-app with Genius, an AI assistant you can ask anything
- Best for
- People who want budgeting, banking and an assistant bundled in one app
- Price
- Free trial · from $19.99/month
- Platforms
- iOS, Android
- Made by
- Albert Corporation
- App store ratings
- iOS 4.6★ (336K) · Android 4.4★ (162K)
What it is
Albert builds a monthly budget from your linked accounts, tracks bills and finds subscriptions, and can negotiate bills for you. Its Genius AI assistant handles questions and money tasks, alongside banking, savings and identity monitoring in one subscription.
What the AI does
- Genius AI assistant for money questions and tasks
- Automatic budget from your spending
- Subscription finder and bill negotiation
- Automatic saving
Pros and cons
- One app for budgeting, banking and saving
- Bill negotiation and subscription finder
- Very large user base
- Most expensive app here
- Pushes banking, advances and investing products
- Albert warns that Genius can make mistakes
How it scores
Capable but expensive, and budgeting is one part of a bigger financial-products bundle.
Feature checklist · 4 of 9
- Ask an AI assistant questions about your money (yes)
- Sorts transactions into categories automatically (no)
- Links to bank and card accounts automatically (yes)
- Finds and tracks subscriptions and recurring bills (yes)
- Cancels subscriptions or negotiates bills for you (yes)
- Shared budgets for partners or households (no)
- Tracks net worth and investment balances (no)
- Works on the web as well as on your phone (no)
- Free plan available (no)
Alternatives
See all Albert alternatives, ranked →
- Monarch 8.4/10Couples and households who want one shared, detailed view of their money
- Rocket Money 8.2/10People who want an assistant that actually cuts recurring costs, not just reports them
- Copilot Money 8.1/10iPhone and Mac users who want the most polished budgeting app
- Origin 7.9/10People who want budgeting, forecasting and planning tools in one subscription